Overview

Financial Planning

Estate Analysis:  
  • Helping to Preserve Estates
  • Protect Heirs
  • Establish a Legacy
Charitable Giving  
  • Giving to Church, Synagogue
  • Charities, Charitable Remainder Trusts
  • Private Foundations

Investments/Investment Services:

  • Securities Brokerage Services, Unit Investment Trusts, Mutual Funds
  • Asset Management Programs (Access Top Money Managers)
  • Non-Qualified Accounts: Individual, Joint, Trust
  • Qualified Accounts: TSA/403(b), IRAs/IRA Rollovers, Roth IRAs
  • Fixed Interest and Variable Tax-deferred Annuities
  • Risk Tolerance Questionnaires, Asset Allocation Profiles
  • Retirement Analysis, IRA Required Distribution Calculations
  • Early IRA withdrawals prior to 591/2 – 72(t) Calculations
College Savings:  
  • 529 College Saving Plans, UTMAs
  • Coverdell Educational Savings Accounts

Insurance

Life

  • Term Insurance
  • Cash Value Insurance
  • Life Insurance for Children and Grandchildren 

Health

  • Individual Plans
  • Group Plans

Long-Term Care (LTC)

  • Qualified LTC Policies
  • Non-Qualified LTC Policies
  • CA Partnership LTC Policies

Disability Income Insurance 

Medicare Supplements 

Business Services

Retirement Plans

  • 401(k) Plan
  • TSA/403(b)
  • Simple IRA
  • Keogh and SEP IRA
  • Defined Benefit Plans


Key Employee Insurance

  • Buy-Sell Agreements
  • Qualified and Non-Qualified Deferred Compensation Plans
  • Spit Dollar Plans

Health Insurance 

Workers Compensation 

Trust Services